" Chapter 7 Bankruptcy in El Reno. He is adept at every facet of the bankruptcy restructuring process including expertise in loan workouts, debtor in possession in financing, Chapter 11 plan structures and negotiations, asset acquisitions and dispositions. Once the process is complete, the remainder of your included debts is discharged. Visit us and find out what happens to your student loans when you file for bankruptcy in Reno. Finding an Affordable Lawyer Just Got Easier. Trustee Program determines the approved providers for each judicial district in all but two states. It's quick, taking only a few months to. The Final. 090 contains a list of all property that is exempt from the bankruptcy estate. But it’s a viable option if you don’t want to liquidate your assets, as required in Chapter 7, or you have too much debt to qualify for Chapter 13. C. Why choose this provider? Wajda Law Group is a bankruptcy law firm with offices in California and Nevada. $571 administrative fee. We Will Instantly Connect You with a Chapter 7 Bankruptcy Lawyer for a Free Consultation. Harris Bankruptcy Attorney, Reno Sparks Bankruptcy Attorney, Action Legal Services, Bittner. Bankruptcy Lawyers at 311 E. Car Bankruptcy Loans can get you a fresh start when you need one, so let the our program help you find a car loan after. Chapter 7 bankruptcy enables consumers to discharge unsecured debts, such as credit card debt. Notice of Hearing on Confirmation of Chapter 13 Plan: NVB 3015: 09/16 : Order to Value Collateral and Order to Avoid Lien: ch13_lien-strip-order. Effective onApril 1, 2022. In both cases, if you’re successful in filing, you won’t have to repay certain debts, and wage garnishment and. Rent Your New Place Before the Foreclosure Shows on Your Credit Report. 775. New Hampshire Bankruptcy Chapter 7 Lawyers There are 38 bankruptcy chapter 7 lawyers, with 27. Visit the BAPCPA-related sites below to help you with your bankruptcy case: HHS Poverty Guidelines for use with form 103B: Application to Have the Chapter 7 Filing Fee Waived; Means Testing Information (Census Bureau and IRS Data) (external link) Approved Credit Counseling Agencies. Redemption. You are considering filing for Chapter 7 bankruptcy or Chapter 13 bankruptcy in Reno. . Download Form (pdf, 209. BANKRUPTCY. Personal to you and your situation, which then requires a specialized and unique approach at choosing if filing for bankruptcy is right for you, and navigating the many questions that may arise regarding chapter 7 or chapter 13 cases. This course takes about 1–2 hours, and you can take it online, by phone, or in person, depending on where you live. After filing chapter 7, the court will appoint a case trustee to liquidate your non-exempt assets to pay your creditors. Nevada. 2. Free Bankruptcy Means Test Calculator for your State and County. Chapter 7 bankruptcy, commonly known as ‘liquidation’ bankruptcy, is designed to help individuals unable to meet their. 74. 00. Don’t try to navigate the bankruptcy courts on your own. S. charge no out of pocket expenses so that you can have a greater chance of getting your finances. How Much Do Bankruptcy Lawyers Charge for Chapter 7? Our survey showed that, on average, readers paid their lawyers $1,450 to file for Chapter 7 bankruptcy. proudly serves clients throughout Reno, Nevada, and surrounding communities of Churchill County, Lyon County, Carson City, Douglas. Exactly. 876. Working for debtors, its services center on chapter 7 and chapter 13 bankruptcy cases, with attorneys that advocate for clients by advancing their interests in dispute resolution and litigation related to insolvency. 3 The U. We have experience with Chapters 7, 11, 12, and 13 of the U. To qualify for Chapter 7, your income must be below the state’s median income. 13 views 0 comments. Browse comprehensive profiles including education, bar membership, awards, jurisdictions, and publications. Chapter 7 bankruptcy can stay on your credit reports for 10 years, while Chapter 13 bankruptcy only stays on your reports for seven years. Top Questions to Ask When Hiring an AttorneySpecialties: Zero Down Bankruptcy Lawyers of Reno is a top-rated Reno bankruptcy law office that is committed to providing affordable, thorough bankruptcy filings for clients throughout Nevada. View the law firm's profile for reviews, office locations, and contact information. Chapter 13 bankruptcy. Throughout my Chapter 13 bankruptcy the staff of Darby Law Practice has been amazing. At Reno Zero Down Bankruptcy, it costs $0 down to file, and you will get efficient and professional legal representation from our dedicated team of bankruptcy lawyers who will help you get out from under your crushing debt. Bankruptcy under Chapter 13. There are six different types of bankruptcies under United States bankruptcy law. Bankruptcy Law Attorneys Attorneys Contract Law Attorneys. Financial Financial Advisory Services Financial Consulting Legal Services Loans medical debt Military Attorneys Nevada. Eliminate Debt and Get a Fresh Start with Chapter 7 Bankruptcy. Contact. Todd Nalagan, Attorney at Law now at 405-253-4904. In the first circumstance, the lender will be entitled “adequate protection. It’s called the bankruptcy means test because, at its most basic level, it looks at whether someone has the means (ability) to pay their debts. Serving San Jose, CA (Santa Clara, CA) Choose Michael W. The bankruptcy petition for YELLOW CAB OF RENO, INC. However, the impact on your credit score will lessen over. The negative impact of the bankruptcy on your credit score will lessen over time, meaning a bankruptcy that is only one year old will have a more significant impact than one that happened eight years ago. Monthly Reno bankruptcy case filing statistics for the U. Cecilia Lee. $838 - $3,838. Do You Qualify: The Chapter 7 Means Test. Bankruptcy law, NV and across the United States is established through the Federal Bankruptcy Code. Your certificate must be dated within 180 days of the date you file. CONTACT INFORMATION Phone:775-786-1615 Fax: 775-322-7288. Chapter 7 bankruptcy or "liquidation bankruptcy" is a debt relief option available for individuals, families, and businesses going through financial difficulties. Four in ten (40%) paid between $1,000 and $1,500, while some paid as little as $500 or as much as $5,000. Dismiss your Chapter 13 bankruptcy case. Certain of your as-sets are sold by a Bankruptcy Trustee and the. View Lawyer Profile Email Lawyer. Avvo Rating: 8. People will often refer to Chapter 7 bankruptcy as a “liquidation" bankruptcy because you must turn over any property not protected by a Nevada exemption to the bankruptcy trustee. § 58. Get Started For As Low As $500 to $1,500 Affordable Payment Plans Available 10+ Years Serving Over 1 Million. Reno Fernandez . Sally Wetherbee. Comanse P. S. However, if you have assets in excess of. Trustee is an Executive Branch agency that is part of the Department of Justice. Our expertise can be your guide, especially while navigating the many. Failure to timely file the appropriate schedules may result in dismissal of the bankruptcy and the barring of the debtor from filing again for 180 days (six months). This is the simplest and fastest form of bankruptcy. § 521 mandates that a chapter 7 or chapter 13 case. 4388. You need to take the course from a pre-approved provider. The appropriate filing office is the Reno office of the U. The practice is most experience with filings that involve chapter 7, chapter 11, or chapter 13 bankruptcy. Armstrong. Bankruptcy Lawyer Serving San Francisco, CA (408) 295-1700; California Bankruptcy Lawyer with 15 years of experience. Bankruptcy, Appeals, Business and Environmental. Email Kevin A. is a bankruptcy attorney and the founder of Shmucher Law, PL. Chapter 11. Practices Personal injury, Chapter 7 bankruptcy, Chapter 13 bankruptcy. Estes. O’Mara has built and maintained an outstanding reputation by providing superior legal services to his many. Chapter 13 Bankruptcy. 1. You need to take the course from a pre-approved provider. Generally, an individual debtor filing for bankruptcy can either file under Chapter 7 or Chapter 13 of the Bankruptcy code. In Chapter 7 bankruptcy, the court appoints a bankruptcy trustee to. (775) 324-1011 phone. Skip to main content. S. Landlord Filed for Eviction After Tenant Filed Chapter 7. Dec 07, 2023: Docket; Parties (2) Debtor; Debtor. For example, in El Reno, you could get debt relief in about 120 days with a Chapter 7 bankruptcy. Here are eight tips to help you find a place to rent after your foreclosure has been settled. USTP TO POST UPDATED FORM 11-MORs AND UST FORM 11-PCRs . 13? You can use Chapter 7 bankruptcy to erase or "discharge" debt without paying into a lengthy payment plan. Wait 90 to 120 days after receiving the letter so your credit reports have time to update with the bankruptcy information, and then request your credit reports from all three national credit bureaus (Experian, Equifax and TransUnion). As far as personal bankruptcies go, Chapter 7 is the fastest. The four most common Bankruptcy Chapters are 7, 11, 12 and 13. Chapter 7 bankruptcy works well for people who own mainly the essential items needed to live and work and not much else. The process of bankruptcy, and waiting for it to be discharged can be stressful. 74. It can get even more stressful if you lose your car during bankruptcy, especially considering your credit score will take a hit after filing. You do get to keep exempt assets and possessions, up to a limit. When a chapter 7 or chapter 13 bankruptcy stops you from getting the car loan you need then Chapter 7 Car Loan could help match you with a lender or bankruptcy car dealerships in Reno that has financing that fits your needs. To confirm their eligibility status or not, interested parties must pass the Mean Test. If bankruptcy is appropriate for your situation, your lawyer will help you decide whether Chapter 7 bankruptcy (often used by individuals or small business owners), Chapter 13 bankruptcy (where debt repayment plans are established to help you get back on track), Chapter 11 (business reorganization) or some other form of the bankruptcy process. 19, 2020, added a new subchapter V to Chapter 11 designed to make bankruptcy easier and faster for small businesses. Bankruptcy is also outside the jurisdiction of small claims courts. The session must take place within 180 days before filing for bankruptcy. Skip to content. Chapter 7 is often a bankruptcy filer's first choice for several reasons. Serves clients throughout Nevada in business and consumer bankruptcy, general business matters, estate planning, and divorce. Chapter 7 and Chapter 13 are personal bankruptcies that serve individuals who have a lot of medical, credit card, or other consumer debt. Adams Woodburn and Wedge | Reno, NV Rising Stars Top rated Bankruptcy lawyer. The three types of personal bankruptcy – Chapter 7, Chapter 11 and Chapter 13 – all require the person filing the petition to pay a filing fee and an administrative fee. A chapter 13. Bankruptcy, Estate Planning, Family and Tax. Skip to content. Having served the Reno business for more than 30 years, we can help with your business law including Chapter. , Reno Sparks Bankruptcy Attorney, Stephen R. This is a voluntary filing; it was assigned the bankruptcy case number #23-50233. , painted a very different picture. S. P. Chapter 7 Bankruptcy; Chapter 13 Bankruptcy; Reno Medical Debt Bankruptcy; Emergency Bankruptcy Filing in Reno; Wage Garnishment; Foreclosure; Repossession; Credit Card Debt and Bankruptcy; GET OUT OF DEBT; ABOUT; CONTACT; BLOGLearn more with a Reno bankruptcy law office before making any decisions. Mortgage lenders set more stringent guidelines for loan approval after a Chapter 7 bankruptcy. News Lawyer Directory – powered by Best Lawyers®. People appreciate the simplicity of Chapter 7 bankruptcy, the cost of the Chapter 7 bankruptcy, and the speed of debt relief. Chapter 7 bankruptcy. [ 1] It’s more common than most people think. A Chapter 7 bankruptcy involves asset liquidation to pay off debt and can be done by an individual or business. potosd. Maryland Bankruptcy Lawyer Cost. Of course, if a Chapter 7, Chapter 11, or Chapter 13 is your best solution, we can help you there as well. Chapter 13 bankruptcy is generally used by debtors who want to keep secured assets, such as a home or car, when they have more equity in the secured assets than they can protect with their Nevada bankruptcy exemptions. Filing fees are the same nationwide, but attorney. In Chapter 7 bankruptcy, a trustee takes control of your assets and tries to sell them to make your. A consumer debtor receives a complete discharge from debt under Chapter 7, except for certain. The other bankruptcy option, Chapter 13, lasts three or five years. Vikki Velasquez. The main pros to Chapter 7 are that you can receive immediate relief from collection actions (due to the automatic stay) as well as permanent relief from debts if your bankruptcy is discharged. Chapter 7 bankruptcy is a legal process that allows a person to discharge all of their unsecured debt. Compare the best Chapter 7 Bankruptcy lawyers near Reno, NV today. Bankruptcies help companies sort out their finances, but they also add a layer of complication. However, some debts are not removed in a Chapter 7. 15, 2020, anyone filing in the Northern District of Georgia can pay the court filing fee with a debit card or PayPal using this online system. Learn with a Reno bankruptcy attorney how to avoid them. There are two primary types of bankruptcy: Chapter 7 and Chapter 13. Meadows Parkway, Suite 800, Reno, NV 89521. S. By comparison, Chapter 13 can take up to five years because a repayment plan is involved. 4. But it’s a viable option if you don’t want to liquidate your assets, as required in Chapter 7, or you have too much debt to qualify for Chapter 13. Eligible debts not paid through asset liquidation are discharged or forgiven. Often called the 'liquidation chapter,' Chapter 7 is used by individuals, partnerships, or corporations who have no hope for repairing their financial situation. Notice of Hearing on Confirmation of Chapter 13 Plan: NVB 3015: 09/16 : View Website View Profile Email Lawyer. Attorney Kevin J. (775) 788-2000 100 W Liberty St. The Chapter 7 federal bankruptcy laws can stop debt collection and provide a clean slate for many individuals. Business bankruptcy. Local Rules - Redline Version updated 3/2/2021. People who earn a significant income or want to protect valuable property will file for Chapter 13 bankruptcy. RENO, NV 89511: Trustee CHAPTER 11 - RN 300 BOOTH STREET, STE 3009 RENO, NV 89509 U. If you file Chapter 7, the timeline for discharge will depend on how. Transcript Order Form for Reno and LV: Online Transcript Request Form: 04/12: Instructions: Request for Archived Bankruptcy Cases (Individual). 2 billion, compared to $292. Eliminate Debt and Get a Fresh Start with Chapter 7 Bankruptcy. Official Bankruptcy Forms are approved by the Judicial Conference and must be used under Bankruptcy Rule 9009. 7290 fax. Required Bankruptcy Course. Updated Nov. This is a term that's used to describe the completion or success rate of a bankruptcy. A trustee is appointed to liquidate (sell) the company's assets, the proceeds are. Household Size of 4: Annual income. S. She reportedly owed nearly $4 million. Compare the best Chapter 11 attorneys near you and make informed decisions based on 34+ reviews and detailed attorney profiles. This type of property is called “exempt. In the filing, the company said it had. In addition, when you arrive at our office we print out for you a complete fee breakdown. It's quick, taking only a few months to complete. Top Cities: Las Vegas, Reno, Henderson, Cold Springs. Use our free directory to instantly connect with verified Chapter 7 Bankruptcy attorneys. Studies show that in 96% of cases, people who file for Chapter 7 get to keep all their property. With Unbundled Legal Help, you can hire a lawyer to assist you with the parts of your case you need help with. There are two main categories of bankruptcy. Failure to timely file the appropriate schedules may result in dismissal of the bankruptcy and the barring of the debtor from filing again for 180 days (six months). If a landlord attempts to file to evict the tenant after the tenant has filed for Chapter 7, the landlord will be unable to proceed with the eviction due to the tenant's automatic stay. Chapter 7 is often a bankruptcy filer's first choice for several reasons. To file for student loan bankruptcy, you will first need to file for Chapter 7 or Chapter 13 bankruptcy. There are two primary types of bankruptcy: Chapter 7 and Chapter 13. The test considers the debtor’s expenses, secured and. Free Consultation. Keep in mind that you must complete the pre-bankruptcy credit counseling session first. Reno: 300 Booth St. The court costs for filing for chapter 11 bankruptcy in Nevada are: $1,167 case filing fee; $571 administrative fee. 9 stars - 1491 reviews. I had spent many years in business trudging through legal adversity, financial ruin and endured many injustices. 10/12/2023. View Website View Lawyer Profile Email Lawyer. 200 S Virginia St FL 8 Reno, NV 89501. If you would like further assistance filing for bankruptcy in Las Vegas, Contact DeLuca & Associates at (702) 872-3134 to schedule a free. Harold C. Luis Aguilar is a law firm in Riverside, California, providing bankruptcy resolution services to clients all over the metro area. Bankruptcy Court,. Chapter 7 Bankruptcy. Even if you can’t afford to hire a bankruptcy attorney,. 4557. David S. You don't pay anything to creditors. There are two types of bankruptcy: Chapter 7—the most common—and Chapter 13. Reno Bankruptcy Lawyer - Darby Law Practice 775-636-6791 Know your rights responsibilities and option Darby Law Chapter 5 Small Business Darby Law Bankruptcy StigmaAt Bankruptcy Law Group, we specialize in Chapter 7 Bankruptcy and Chapter 13 Bankruptcy Services. Best Bankruptcy Law in Reno, NV - Sean P Patterson Attorney at Law, Affordable Bankruptcy Attorney, Darby Law Practice, Reno Sparks Bankruptcy Attorney, Stephen R. Category: Bankruptcy Forms. Chapter 7 Liquidation Bankruptcies are used most often when you have more bills that you can pay and there is little hope of being able to pay them. Binder & Malter, LLP 408-295-1700. — G. S. Download bankruptcy forms for filing Chapter 7 or Chapter 13 bankruptcy without a lawyer. Chapter 7 is often a bankruptcy filer's first choice for several reasons. On the other hand, a Chapter 7 bankruptcy, also known as a liquidation bankruptcy, erases all debt that is legal to erase. C. A Chapter 7 bankruptcy can remain on your credit report for up to 10 years from the date filed. Individuals and married couples can only file under Chapter 7 if their income levels fall below Nevada’s median income. Law Firms Lawyers. Harris Reno, NV Bankruptcy Lawyer with 49 years of experience (775) 786-7600 6151 Lakeside Drive Suite 2100 Reno, NV 89511 Free Consultation Offers Video. There are too many Bankruptcy laws, rules and procedures to deal with. (702) 727-9900 7220 S. m. WSJ breaks down how the desk-rental giant co. And it's cheap. Individuals, sole proprietorship businesses, or spouses can file a Chapter 13. Leslie Tayne, attorney and founder of Tayne Law Group in Melville, New York, says you’re eligible for a mortgage a few years after a Chapter 7 discharge of debt. TRUSTEE - RN - 11. The following is a non-comprehensive list of property that is exempt in Nevada: One car with equity up to $15,000 (not exempt from car finance company) Clothing. Chapter 7 bankruptcy law gives you a “fresh start” by allowing you to keep many of your assets while granting you. Two of the most common types of personal bankruptcy are Chapter 7 and Chapter 13. Chapter 13 and Chapter 7 Bankruptcy Proceedings. (775) 823-2900 50 W Liberty St. Bankruptcy Court, District of Nevada. If you decide against. Chapter 7 Bankruptcy; Chapter 13 Bankruptcy; Reno Medical Debt BankruptcyFor Reno Cases United States Bankruptcy Court District of Nevada 300 Booth Street Reno, NV 89509. Those assets of a debtor that are not exempt from creditors are collected and liquidated (reduced to money), and the proceeds are distributed to creditors. Top Questions to Ask When Hiring an Attorney Specialties: Zero Down Bankruptcy Lawyers of Reno is a top-rated Reno bankruptcy law office that is committed to providing affordable, thorough bankruptcy filings for clients throughout Nevada. Find trusted legal representation by reading our detailed profiles, peer endorsements, and client reviews. A. 1. Summary. Cimarron Rd. Hire affordable bankruptcy attorney in Reno NV with Recovery Law Group. Chapter 13 bankruptcy is intended for those with stable incomes who are unable to pay off all of their debts. Chapter 7 is often a bankruptcy filer's first choice for several reasons. 23. If you don’t yet have a bankruptcy case number, leave that field blank. Darby Law Bankruptcy Stigma. Top Cities: Las Vegas, Reno, Henderson, Cold Springs. Ste 220. Chapter 7 provides relief to debtors regardless of the amount of debts owed or whether a debtor is. Español. A Chapter 7 filing also requires a $15 trustee fee to help offset the expense of the court-appointed administrator who oversees the case. Updated: 03/04/2016. Many individuals find themselves in debt and pursued by creditors demanding payment, often at a time when the debtor can't afford to pay. Wajda Law Group. Call Us Now For a Free Consultation (702) 879-7968; BANKRUPTCY. Estes Law, P. Since 2009 Mr. Getting a Car Loan after Bankruptcy in Reno. It's quick, taking only a few months to complete. Get Chapter 7 or Chapter 13 bankruptcy filings and the support you need from our trusted team. Yes. File easily for chapter 13 bankruptcy, chapter 7 bankruptcy with our bankruptcy attorney in Reno NV. Chapter 7 Bankruptcy; Chapter 13 Bankruptcy; Reno Medical Debt Bankruptcy; Emergency Bankruptcy Filing in Reno; Wage Garnishment; Foreclosure; Repossession; Credit Card Debt and Bankruptcy; GET OUT OF DEBT; ABOUT; CONTACT; BLOG As business owners, it’s best to leave your debt concerns and financial problems to the experts. 200 S Virginia St FL 8 Reno, NV 89501. To file a bankruptcy petition, you’re required to complete a credit counseling course. Partner and Founder. Additionally, “a Chapter 13 debtor may be able to finance a car while the repayment plan is still in effect, although. 77. Explore vital insights on filing bankruptcy in Reno with professional legal assistance. Write A Review. Chapter 7 bankruptcy is often used to eliminate debts such as credit card bills, payday loans, medical bills. Leslie Tayne, attorney and founder of Tayne Law Group in Melville, New York, says you’re eligible for a mortgage a few years after a Chapter 7 discharge of debt. View profile. , is an experienced chapter 11 reorganization attorney who has been. People who have already filed for Chapter 7 bankruptcy can still switch to Chapter 13 later if they find it more to their advantage, as long as their secured debt is not more than $807,750 and their unsecured debt is under $269,250 (Federal Register, 2/12/98, p. Fact checked by. The main cons to Chapter 7 bankruptcy are that most. The Law Office of Scott N. Skip to content. As a result, filing bankruptcy can have a severely negative impact on your credit score. The cost to file bankruptcy in Nevada is $338 for a Chapter 7 bankruptcy and $313 for a Chapter 13 bankruptcy in 2023, but the answer becomes more nuanced if you decide to file with a bankruptcy attorney and if you are trying to get the filing fees waived. Mail required documents to your trustee 8. Experian, TransUnion and Equifax now. Trustee Program office. And it's cheap. Plumb Lane Suite 202 Reno, NV 89509 775-322-1237 Email: [email protected]Get your filing fee ready or fill out a fee waiver request 5. Chapter 7 bankruptcy is a liquidation where the trustee collects all of your assets and sells any assets which are not exempt. Please know, declaring bankruptcy in Reno is not a financial death sentence. In fact, there were 7,892 bankruptcies filed in Nevada in the year ending June 30, 2021 . A lawyer’s fee is an important consideration, especially in a Chapter 7 case, but it shouldn’t be the only factor when choosing a lawyer for your case. 2 3 Buying a home can be more complicated after a bankruptcy. S. chapter 13 attorney near me, bankruptcy lawyers near me, cheap chapter 13 bankruptcy lawyer, free bankruptcy lawyers near me, chapter 13 bankruptcy lawyer maryland, cheap bankruptcy lawyers near me, bankruptcy attorney chapter 13, chapter 13 bankruptcy attorney fees McIntosh found anywhere you try your intention of Singapore, located 11. Chapter 7 Bankruptcy. While filing bankruptcy in Reno, Nevada or Texas, most individuals for either Chapter 7 bankruptcy, or Chapter 13 bankruptcy. Also: Citation CJ3 Gen2, flyVbird Signs LOI for 'Alice', Gogo 5G 4 Canada, BizAv Finance ANN has learned that Rotor X has filed for bankruptcy | Published: Mon, Oct 30, 2023 | Aero-News NetworkOfer Shmucher, Esq. It is the quickest, simplest, and most common type of bankruptcy. Call Us Now For a Free Consultation (702) 879-7968; BANKRUPTCY. The process forces companies, or the court. The total cost will largely depend on your financial situation, the complexity of your case, and whether you file Chapter 7 or. Our attorneys have over 25 years of legal experience, and we are sure that we can help you out of your tough situation. Reno, NV 89501. In fact, there were 7,892 bankruptcies filed in Nevada in the year ending June 30, 2021 . Find Bankruptcy Chapter 7 Lawyers in Reno, NV with U. Worth noting: Chapter 11 bankruptcy, once only for businesses (see below), is available to individuals with debts above the Chapter 13 limits. Search profiles, find top attorneys and free general information, compare lawyers, law firms on Lawyer Legion. View profile. Client Commitment Pledge to follow the highest quality client service and ethical standards. Thomas M. $500 - $3,500. Call Us Now For a Free Consultation (702) 879-7968; BANKRUPTCY. Reno Contracting, Inc. Nevada Chapter 7 Bankruptcy Income Limit. There are too many Bankruptcy laws, rules and procedures to deal with. Some types of secured debts can be eliminated in Chapter 7 bankruptcy. Its two offices in Nevada are in Reno and Henderson. GUARDIAN FUND, LLC filed a 11 chapter bankruptcy in the District of Nevada bankruptcy court on April 11, 2023. And it's cheap.